What to Do When You Feel Like Stopping Your Debt Snowball

Before we started this Broke on Purpose journey any money that I would make working as a digital media influencer I was allowed to keep. Granted at that time I was working within one particular niche so I wasn’t generating tons of income, but it allowed me the ability to treat myself whenever I wanted. Now that we are living on a budget, any extra income that I make now goes straight to our debt. I enjoy it for the split second that it hits my account and then I take out money for tithes and taxes. The remainder then…

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We Paid off $3000 this Month Living Broke on Purpose! – August 2015 Wrapup

Blessings on Blessings on Blessings! August was an amazing month for us financially. We stuck to our budget, we practiced discernment and lived content with the things we already had. I spent the first week of August in South Carolina with my family and there were many times where I was tempted to go out and shop, but I constantly had to remind myself that I had everything that I needed already at home.  This month we were able to pay off $3000 in debt. If you follow me on Social media you know that my goal was to pay off…

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How to Fit Date Night Into Your Budget

Some people think that when you’re on a budget or trying to get out of debt that your supposed to stop enjoying some of lifes pleasures cold turkey. . This is absolutely a not true! That’s like telling someone trying to get in shape that eating one candy bar after 5 weeks of intense dieting and exercising is going to put them back at square one. It’s called balance and planning. You can still travel, dine out, shop, and do the things you enjoy, but you have to plan for it. Whenever I sit down and do a Broke on…

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Can Earnest Really Save You from Student Loan Despair?

Last week I shared with you all the Ugly Truth about Student Loan Forgiveness programs and basically ended by just telling you to pay your student loans. I hated ended the post that way since I’m more of an optimist and like to see the light at the end of the tunnel. Since I was doing tons of research on student loan repayment programs Facebook felt the need to populate the ads in my feed with various bank-based student loan repayment programs. As usual I ignored the onslaught of privacy invading ads until one in particular from a company called…

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Keep Your Budget on Track and Save Money with Groupon Coupons

You all know that in addition to being Broke on Purpose I am also a self-proclaimed budgetnista. I love a good scandalous money saving deal and that’s why I teamed up with Groupon to tell you about their new site called GROUPON Coupons! Yes! I do mean the Groupon you’re thinking of. You know the one where you score all those amazing deals on restaurants, trips, and cool stuff. Well, Groupon just got even better. I do tons of online shopping and before I check out I go on a big hunt for that elusive coupon code. The one code…

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Three Important Budget Categories You May Be Missing.

I talk a lot about how having a budget is one the main reasons we are able to successfully pay off debt every single month. The budget allows you to tell your money where to go so that at the end of the month you’re not wondering where it went.  We sit down and go through our budget before the start of every month. The budget meeting literally last about 10 minutes. If there are any upcoming expenses for the month we discuss them and work them in by subtracting from other areas that may not really need as much…

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We’ve Paid off over $12K In Debt In Four Months. Plus June 2015 Wrapup!

June is over. I’m still trying to wrap my head around the fact that half of the year is officially gone and whether or not I did enough in the first half of the year. This month was a very busy month for me in that things with my graduate thesis project took off, requiring me to put a lot of extra energy into my lab life while also trying to balance all of the extra work I accepted outside of the lab. Half way through the month when I began to feel a bit, overwhelmed, and  I had to…

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