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Broke on Purpose: April 2015 Wrap Up.

Broke on Purpose: April 2015 Wrap Up.

April is officially over (basically) and I have $69 left in my bank account, but this month has been amazing! We have paid off $4750.07 in debt well exceeding what we’d originally planned to do.  Now I fully understand exactly what Dave Ramsey means when he tells callers not to get overwhelmed with the time it may take to pay off a debt. On paper, it may tell you one thing, but when you become Gazelle Intense and get mad at your debt things will start to happen that will change the end date on that paper entirely. At the…

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Broke On Purpose: You’ll Make It Work!

Broke On Purpose: You’ll Make It Work!

  I remember when I was a new college graduate and I’d just landed my first job at Charles River Laboratories in Maryland. I was so excited about the new opportunity, but I was also scared out of my mind. I was reluctant to take the job because I would only be making $14.25 per hour. This equated to about $2280 a month before taxes and only $1610 after taxes. After sitting down and doing the math, I realized that after paying my rent, utilities, and other bills I would only be left with $100 each month. As a 21-year-old,…

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Broke On Purpose: April Goals

Broke On Purpose: April Goals

With this being the second month of my Broke On Purpose Journey, I’ve found a few things that have proven to be very important. The first being Communication. This is especially important if you’re on this journey and either married or living with a significant other and you combine finances. Being Broke on Purpose takes teamwork. If one of you is working to pay off debt and the other is out there accruing debt than the system just won’t work. The second most important thing that I’ve learned is that this is a MARATHON, and not a RACE. Last month…

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