Broke On Purpose: Live Like You’re Wealthy on a Budget

  We’d all like to live a more luxurious life. Unfortunately, our bank account often has the final say, and will quickly put us in check when we try to go beyond our limits. There are many luxuries accessible to those on a modest budget; you just have to know where to find them. Honestly, a lot of them are right under your nose. While, your income can limit you to a certain buying power you shouldn’t let your income stand in the way of fully enjoying life. Where there’s a will, there’s a way. You can live wealth on…

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Broke on Purpose July 2015 Wrap Up

I am so excited about the month of August because it’s my birthday month! Unfortunately, my birthday falls on a Monday (how dreadful), but at least it being my birthday will be a silver lining.  With it being the end of the month of course you know I’m going to give you the deets on how well we did with our budget and paying off debt.  One of the biggest things that we did was pay off EVERY SINGLE ONE of our CREDIT CARDS! (ques Gospel Choir). This something I most definitely shouted from the rooftops. It feels absolutely amazing…

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Three Important Budget Categories You May Be Missing.

I talk a lot about how having a budget is one the main reasons we are able to successfully pay off debt every single month. The budget allows you to tell your money where to go so that at the end of the month you’re not wondering where it went.  We sit down and go through our budget before the start of every month. The budget meeting literally last about 10 minutes. If there are any upcoming expenses for the month we discuss them and work them in by subtracting from other areas that may not really need as much…

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We’ve Paid off over $12K In Debt In Four Months. Plus June 2015 Wrapup!

June is over. I’m still trying to wrap my head around the fact that half of the year is officially gone and whether or not I did enough in the first half of the year. This month was a very busy month for me in that things with my graduate thesis project took off, requiring me to put a lot of extra energy into my lab life while also trying to balance all of the extra work I accepted outside of the lab. Half way through the month when I began to feel a bit, overwhelmed, and  I had to…

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How Getting out of Debt is Helping me to Lose Weight

A couple of weeks ago I shared with you my results from one round of the 21 Day Fix. I’d dropped 6lbs and over 5 inches. After the 21 Day Fix was over I decided to continue doing the workouts, but instead of following the eating plan to letter I threw in a couple of cheat meals here and there. You know, because I’m human and all. Here we are 5 weeks later and the weight is still coming off and the inches melting away. I didn’t realize how far I’d come until I was browsing through some older photos…

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